Bina Mulya Samajik Suraksha Yojana: Bina Mulya Samajik Suraksha Yojana is a comprehensive social security programme in West Bengal aimed at improving the living standards of unorganised workers and their families.
This scheme includes various benefits for workers of different unorganised sectors and self-employed individuals, such as grants from the provident fund, health and family welfare assistance, death and disability benefits, and educational support.
Bina Mulya Samajik Suraksha Yojana: Overview
| Scheme Name | Bina Mulya Samajik Suraksha Yojana |
| Launched By | Government of West Bengal |
| Eligibility | Workers aged 18-60 with an income less than Rs.6,500/- month |
| Beneficiaries | Unorganised workers and self-employed individuals |
| Ministry | Department of Labour |
| Amount | Benefits includea provident fund, health insurance, education assistance, and death/disability benefits |
| Mood of Application | Online |
Objectives of the Bina Mulya Samajik Suraksha Yojana
The main objective of the Bina Mulya Samajik Suraksha Yojana is to provide social security to workers in the unorganised sector. The main features of the government scheme are mentioned below:
- Workers contribute ₹25, and the state contributes an additional ₹30 per month to the fund.
- Under the Social Security Pension Scheme, financial support is also provided for the education of workers’ children.
- Workers contribute ₹25, and the state contributes an additional ₹30 per month to the fund.
- In case of death or disability, beneficiaries are provided up to ₹20 lakh.
Eligibility Criteria for Bina Mulya Samajik Suraksha Yojana
To be a potential beneficiary of the Bina Mulya Samajik Suraksha Scheme, the following conditions must be met:
- Must be a permanent resident of West Bengal.
- Age should be between 18 and 60 years.
- Monthly family income should be below ₹6,500, excluding construction and transport workers.
Documents Required for Bina Mulya Samajik Suraksha Yojana
To avail these benefits, applicants must provide the following documents:
- Aadhaar card
- Residence certificate
- Ration card
- Caste certificate
- Income certificate
- Mobile number
- Email ID
- Passport photo
Registration Process for Bina Mulya Samajik Suraksha Yojana
To register for this scheme,, applicants follow these simple steps:
- Visit the official website.
- On the homepage, click on ‘New Registration’.
- Fill in details like employee section, name, date of birth, email, mobile number, ID proof, nationality, ration card information, religion, gender, marital status, parents’ names, and family income.
- Click on ‘Register’.
- Log in using your username and password.
- Go to your dashboard to add nominee and dependent details.
- Fill in bank account and application details such as address, nominee, dependent, and document information.
- Submit your completed form.
Benefits of the Bina Mulya Samajik Suraksha Yojana
BMSSY benefits workers in the unorganised sector in various manageable ways. Some of the most important benefits include:
- Both the worker and the state government make monthly contributions, which they can access after retirement or in the event of death.
- The Social Security Pension Scheme in Rajasthan provides ₹200,000 in case of death or total disability due to an accident.
- BMSSY also provides financial support for the education of workers’ children from class eleven to the postgraduate level.
- One of the BMSSY benefits is that it covers medical expenses up to ₹20,000 per year, including surgical expenses up to ₹60,000.
Final Word
Bina Mulya Samajik Suraksha Yojana aimed at providing financial assistance to unorganized workers in West Bengal. BMSSY offers benefits such as contributions to the provident fund, healthcare, and educational support, ensuring a dignified life for all workers. Eligible workers can register for these benefits online or at designated centres.